Total return % and annualized return on any investment.
Did that investment actually beat the market? Enter your initial investment, its final value and the holding period to get total ROI and the annualized return — the yearly rate that lets you compare investments of different lengths.
Example: AED 50,000 → AED 75,000 over 3 years = 50% total ROI, or 14.47% annualized — comfortably beating most savings accounts.
The constant yearly growth rate that would turn your initial investment into the final value — essential for comparing a 2-year and a 10-year investment.
Only if you add them to the final value. Total return = capital gain + income received.
Compare against your opportunity cost: UAE savings accounts (~1–4%), sukuk, or equity index funds (~7–10% long-run).
Yes — if the final value is below what you put in, ROI is negative and so is the annualized return.
