Gross to net salary in the UAE: 0% income tax, plus your gratuity accrual.
In the UAE there is no personal income tax, so gross and net pay are the same before deductions. Enter your basic salary and allowances to see monthly and annual figures — plus an estimate of the gratuity accruing each year under UAE Labour Law.
Example: Basic AED 10,000 + allowances AED 5,000 = AED 15,000/month gross. With 0% income tax and no deductions, take-home is AED 15,000/month (AED 180,000/year), and about AED 7,000 of gratuity accrues each year.
Correct — 0% personal income tax for employees. Some employer pension schemes (e.g. for Emiratis) deduct a small percentage.
Gratuity is calculated on basic salary only, not allowances — one reason a higher basic split matters.
21 days' basic pay per year for the first 5 years, 30 days per year after that, capped at 2 years' salary. Use our gratuity calculator for exact figures.
No — add expected overtime separately to your gross.
